Most banks still use outdated approval models. They expect inventory, property, or machinery as collateral. We focus on what matters: your recurring revenue.
Most banks expect physical assets like real estate, equipment, or inventory. Even if your MRR is strong, they may turn you away because they don’t understand how SaaS businesses work.
We analyze Monthly Recurring Revenue (MRR) and Annual Recurring Revenue (ARR) to assess your business’s true value. More than 80% of our clients were previously denied by a bank.
Diluting 15-25% equity can cost 10X more than debt long-term. VC often slows down your ability to make decisions and dilutes the value you’ve built.
Keep your cap table clean with non-dilutive capital. Get the funds you need while maintaining full ownership. One client increased ARR by 150% using our funding.
Customer acquisition costs occur upfront while revenue follows at a slower pace. This puts significant pressure on cash flow, particularly during growth.
Our funding allows you to invest in growth without running on empty. Clients have tripled their sales velocity while keeping finances stable.
Unlocking financial opportunities at every stage
Submit a quick application. It takes just a few minutes and doesn’t require a credit pull.
Securely link your business bank account so we can analyze your recurring revenue in real time.
We generate a personalized offer based on your metrics, not generic financial statements.
Once approved, funds are typically available within 24 to 72 hours.
Our team combines SaaS operational experience with financial expertise.
Yorktown Essex Fund is transforming access to growth capital for SaaS businesses.
This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any such offer or solicitation will be made only by means of a confidential private placement memorandum and other applicable documentation. Past performance is not indicative of future results. Investment involves risk, including the possible loss of principal.